Views
Address
406 Payne Lane, Spring City, TN
Price
$ 345,000
Property Attributes
- MLS#20260827
- TypeSingle Family
- Listing Status Active
- CountyRhea
- CitySpring City
- NeighborhoodValley Dale Sub
- Zip37381
- StyleOther
- Year Built1983
- Taxes$ 657
- Price$ 345,000
- Bedrooms3
- Full Bathrooms1
- Half Bathrooms0
- Sqr Footage2236
- Lot Size2 Acres
Data Source:
River Counties MLS (RCMLS)
Property Description
Welcome to this charming 3-bedroom, 1-bath home offering space, flexibility, and room to grow. Situated on a rare double lot, this property delivers both comfort and opportunity with plenty of outdoor space for entertaining, expansion, or simply enjoying the extra elbow room. Inside, you'll find a functional layout with an upstairs room that presents a prime value-add opportunity--easily convertible to include a second bathroom, creating additional convenience and equity potential. The dedicated ''man cave'' is ready for game day or weekend gatherings, complete with a pool table that conveys with the home. Step outside to enjoy the above-ground pool, which is ready for a refresh with a new liner--offering the perfect chance to customize and make it your own just in time for summer. Whether you're a first-time buyer, investor, or someone looking for space with upside potential, this property checks the boxes for lifestyle and long-term value.
| Elementary School | Middle School | High School |
|---|---|---|
| Spring City Elementary School | Spring City Middle School | Rhea County High School |
| Price History | |
|---|---|
| 2/19/2026 | Listed $350,000 |
| 3/19/2026 | Listed $349,000 |
| 5/5/2026 | 1$345,000 |
General Features
| Living Area | 2236 |
|---|---|
| Sewer | Septic Tank |
| Heating | Natural Gas,Central,Dual Fuel,Multi Units |
| Cooling | Ceiling Fan(s),Central Air |
| Utilities | Water Connected,Electricity Connected |
| Possession | Close Of Escrow |
| Roof | Shingle |
| Appliances | Dishwasher,Electric Cooktop |
| Patio/Porch Features | Deck,Porch |
| Architectural Style | Other |
| Pool Features | Above Ground |
| Construction Materials | Wood Siding |
| Year Built | 1983 |
| View | Trees/Woods,Rural,Pasture |
| Levels | One and One Half |
| Property Subtype | Single Family Residence |
| Community Features | None |
| County | Rhea |
| New Construction | false |
| Property Type | Residential |
| HOA | false |
| Attached Garage | false |
| Subdivision Name | Valley Dale Sub |
| Garage Y/N | false |
| Other Structures | Workshop,Shed(s),Outbuilding |
| Full Baths | 1 |
| Status | Active |
| Directions | From 1st Street, head toward Church Street and turn left onto Church Street. From there, turn right onto Inman Street East and continue straight as it transitions into Inman Street West. Next, turn right onto Keith Street NW and proceed straight before turning left onto 25th Street. Turn right onto US-27 North, then make a right onto Rocky Springs Road. Take a slight right onto Muddy Creek Road, followed by a right onto Payne Lane. The property will be located on the right. |
| High School | Rhea County |
| City | Spring City |
| Lot Size Units | Acres |
| Lot Size Square Feet | 87120 |
| Carport Y/N | false |
| Listing Terms | Cash,Conventional,FHA,USDA Loan,VA Loan |
| Elementary School | Spring City |
| Tax Annual Amount | 657.44 |
| Middle/Junior High School | Spring City |
| Property Condition | Updated/Remodeled |
| Structure Type | House |
| Standard Status | Active |
Interior Features
| Interior Amenities | Other,Bathroom Mirror(s) |
|---|---|
| Basement | Crawl Space |
| Flooring | Luxury Vinyl |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Window Features | Aluminum Frames |
| Fireplace Y/N | true |
| Laundry Features | Laundry Room |
| Total Bedrooms | 3 |
| LivingAreaSource | Owner |
| Total Baths | 1 |
Exterior Features
| Exterior Amenities | Rain Gutters |
|---|---|
| Fencing | Fenced |
| Parking Features | Off Street |
| Lot Features | Rural,Secluded,Cleared |
| Water Source | Well |
| Lot Size Area | 2 |
| Foundation Details | Block |
| Lot Dimensions | 134x313x123x310 |
| Lot Size Acres | 2 |
| Road Surface Type | Asphalt |
| Waterfront Y/N | false |
| Road Frontage Type | County Road |
| Other Equipment | None |
| Road Responsibility | Public Maintained Road |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 37381
Price
Taxes
Year Built
© 2026 Chattanooga Association of Realtors. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes from the Chattanooga Association of Realtors and the Broker Reciprocity Program.sm. Real estate listings held by brokerage firms other than WEICHERT, REALTORS® - The Space Place - Cleveland are marked with the BR logo and detailed information about them includes the name of the listing brokers. Listing broker has
River Counties Association of REALTORS® All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may
